First 3 Steps to Home Buying

Have no fear! The first 3 steps to home buying is here!

STEP 1:

1. Schedule a home buyer consult with ME! This is where you’ll learn everything you need to know about the buying process from start to finish. I personally offer mini consults (30 min) and home buying or home selling brainstorm sessions.

A mini consult is where you get your questions answered and we get to know each other. Brainstorm sessions are for those ready to move in the next 6 month! We will fully dive in to your wants, needs, finances, and get you a set up on a personalized moving plan.

STEP 2:

2. Curate a Spotify playlist of your favorite songs to listen to while driving 🎵 and hit the road! It’s time for some research!

Start checking out locations you’re interested in. The subdivisions, nearby amenities, where the schools are, how far it is from work. Scope out some specific neighborhoods you have in mind to make sure the layout and lots are desirable to you! When you need a break, check out some of these!

There’s so much you can do to prepare for your home search before you actually start looking at houses. This will help increase your confidence when the time comes to lock in the home you love! It will also eliminate any surprises like “I didn’t realize you could hear the freeway from this neighborhood, ugh!”

One of the biggest lessons I’ve learned is that buyers think they know exactly what they want until we actually start looking. Doing some pre-house hunting homework will help you decide if you absolutely love the area (as in YES I want to live here, there’s a coffee shop in walking distance!) or “Actually, it’s probably a little too busy for our family”.

STEP 3:

3. Have a conversation with a local lender. Don’t be scared, you don’t have to get pre-approved yet if you’re not ready!

Most pre-approvals only last 90 days so if you’re not wanting to move for 9-12 months, you might just do some preliminary research!

However, meeting with a lender will help get you prepared for how much you’ll need to have saved, how you could potentially improve your credit score to lock in a better interest rate and all the financing details you’ll need to know to buy with confidence!

And there you have it! The first 3 steps to home buying! If you need some local Richmond lender recommendations, I got you!

Message me on my website or click here to schedule a mini consult or brainstorm session!